New Mexico Health

 

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Law & Mental Health Professionals: New Mexico

Law & Mental Health Professionals: New Mexico
Provides a thorough review of the laws in the state of New Mexico as they relate to the mental health profession. Addresses rulings about licensing; forms of business practice; insurance reimbursements and deductions for services; privacy of professional information; practice laws related to families, juveniles, civil matters, and criminal matters; and limitations on and liability for practice. Laws are explained with minimal legal jargon, making this reference maximally accessible to those outside of the legal profession.



Theory of Demand for Health Insurance by John A. Nyman,
Theory of Demand for Health Insurance by John A. Nyman,
Why do people buy health insurance? Conventional theory holds that people purchase insurance because they prefer the certainty of paying a small premium to the risk of getting sick and paying a large medical bill. Conventional theory also holds that any additional health care that people purchase when they are insured is of such low value that it is not worth the costs of providing it. As a result, economists have promoted policies, such as cost sharing and managed care, to reduce consumption of this "low-value" care. This book presents a new theory of consumer demand for heath insurance. It holds that people purchase insurance to obtain additional "income" when they become ill. In effect, insurance companies take the premiums paid by those who remain relatively healthy and transfer them to those who come down with a serious disease. This additional income often allows sick persons to obtain medical care that they may not otherwise be able to afford. The value of health insurance, therefore, stems largely from the value of the additional health care that insurance makes possible, and has little, if anything, to do with preferences for certainty. Because its value lies largely in providing access to necessary health care, health insurance is held to be much more valuable under the new theory than the old. The new theory also implies that cost sharing and managed care -- central health policies of the last 30 years -- were largely directed at solving problems that did not exist. Because these policies either reduced the "income" transferred to ill persons or limited access to additional health care, they may have done more harm than good. The new theory suggests that insurancecoverage should be extended to the uninsured. It also provides a solid theoretical justification for implementing some form of national health insurance. The new theory emphasizes three constraints.



Milnesand, New Mexico - Milnesand is a small village located in south Roosevelt County in south east New Mexico. The village is Located about 35 miles south of Portales, New Mexico on New Mexico State Route 206.

Clovis, New Mexico - Clovis, New Mexico is a small city located in Curry County, New Mexico, United States, with a population of approximately 32,700 (2000 census). It is the county seat of Curry County.

Quay, New Mexico - Quay, New Mexico is a small town in Quay County about fifteen miles south of Tucumcari on New Mexico State Highway 209.

Playas, New Mexico - Playas is a small town in Hidalgo County, New Mexico, the "bootheel" of southwestern New Mexico.



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